New York Plaza is a 97-residence Financial District rental with tall ceilings, large windows and a substantial rooftop terrace. A staffed lobby, lounge and game rooms add shared space to a relatively small building. Resident comments emphasize cleanliness, quiet interiors and water views.
Residents praise the cleanliness, quiet apartments and waterfront setting.
Residents describe a clean building and attentive day-to-day upkeep.
Residents praise the calm inside their apartments and the views available from some homes.
A landscaped roof terrace, resident lounges and package room with cold storage complement the 24-hour lobby and in-unit laundry.
Also here: Club lounge · Billiards room · Poker room · Game room · Screening room · Children's playroom
New York Plaza is located at 2 Water Street, New York, NY 10004. At the southern end of the Financial District, the building is close to waterfront open space, ferry connections and downtown transit. Stone Street and nearby streets provide restaurants and everyday stops.
Housing complaints are relatively uncommon compared with similar buildings, and all concern residential noise. Nearby office-to-apartment conversions may add renovation noise and construction traffic.
4.1 reports per 100 apartments, versus 28.7 for other comparable apartment buildings in New York.
| Category | Reports | Latest | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
4 | Mar 2026 | ||||||||||||||||
| |||||||||||||||||
No housing-condition violations recorded in this period.
| Project | Work type | Distance | Latest permit |
|---|---|---|---|
| Conversion | 400 ft | Jun 2026 | |
Conversion to residential use. Permitted work: general construction. | |||
| Conversion | 600 ft | May 2026 | |
Conversion to residential use. Permitted work: general construction. | |||
| Apartment | Range | Median rent | Median size |
|---|---|---|---|
| 1 bed | $5,300–$6,300 | $5,500 | — |
| 2 beds | $6,500–$8,995 | $8,500 | — |
8% of listings offered free rent, most commonly one month.
About one in three listings offered free rent, most commonly one month. If the apartment you like doesn’t include an offer, it’s worth asking whether leasing can extend one.
No free-rent offers appeared in the past year’s listings.
No free-rent offers appeared in the past year’s listings.

Another Financial District rental with high ceilings and historic building character.

A larger Financial District rental with an indoor pool and roof decks.
No apartments currently listed.
Check the building website for the latest availability.
| Apartment | Beds | Last asking rent | Size (sq ft) | Last on market | Est. lease end | Listing |
|---|---|---|---|---|---|---|
#5D#5D | 1 bed | $5,500 | — | ~1 yr ago | Oct 2026 | StreetEasy |
#8E#8E | 2 beds | $8,600 | — | ~1 yr ago | Oct 2026 | StreetEasy |
#17F#17F | 1 bed | $5,900 | — | ~2 yr ago | Oct 2026 | StreetEasy |
#10D#10D | 2 beds | $6,000 | — | ~2 yr ago | Oct 2026 | StreetEasy |
#10H#10H | 2 beds | $6,500 | — | ~2 yr ago | Oct 2026 | StreetEasy |
#PHF#PHF | 2 beds | $11,500 | — | ~2 yr ago | Oct 2026 | StreetEasy |
#5B#5B | Studio | $3,300 | — | ~3 yr ago | Oct 2026 | StreetEasy |
#12C#12C | 2 beds | $8,300 | — | ~3 yr ago | Oct 2026 | StreetEasy |
#14B#14B | Studio | $4,600 | — | ~1 yr ago | Nov 2026 | StreetEasy |
#15A#15A | 1 bed | $5,300 | — | ~1 yr ago | Nov 2026 | StreetEasy |
#10G#10G | Studio | $4,000 | — | ~3 yr ago | Nov 2026 | StreetEasy |
#17B#17B | Studio | $4,150 | — | ~3 yr ago | Nov 2026 | StreetEasy |
#15F#15F | 1 bed | $5,500 | — | ~1 yr ago | Dec 2026 | StreetEasy |
#15H#15H | 2 beds | $7,300 | — | ~1 yr ago | Dec 2026 | StreetEasy |
#11G#11G | Studio | $4,300 | — | ~2 yr ago | Dec 2026 | StreetEasy |
#9G#9G | Studio | $4,150 | — | ~2 yr ago | Dec 2026 | StreetEasy |
#17G#17G | Studio | $4,200 | — | ~3 yr ago | Dec 2026 | StreetEasy |
#14F#14F | 1 bed | $6,000 | — | ~3 yr ago | Dec 2026 | StreetEasy |
Past availability and off-market dates suggest these apartments may be nearing the end of their current lease. If a resident doesn’t renew, the apartment could become available. Ask the leasing team early about any unit that interests you.
New listings in past 12 months
Budget about $150/month on top of rent for electricity and internet. Resident lounges, roof deck and game rooms are included in rent.
| Cost | Monthly amount |
|---|---|
Utilities Utilities Electricity~$100 Electricity is paid separately. We estimate $100/month. Source: New York Plaza resident move guide · Con Edison bill illustration | ~$100 |
Internet Internet Internet is paid separately. We estimate $50/month for a basic plan. Source: New York Plaza · Verizon plans | ~$50 |
Amenities Amenities Resident lounges, roof deck and game rooms are included. Life Time membership costs extra. Source: Apartment amenities and fees | Included |
Estimated monthly total
~$150| Cost | One-time amount |
|---|---|
| Application Application Budget up to $20 per applicant for screening. Source: New York Plaza · New York tenant rules | Up to $20/applicant |
| Security deposit Security deposit Budget up to one month's rent for the refundable security deposit. Source: New York Plaza · New York tenant rules | Up to one month's rent |
